Rajiv Raj

All stories by Rajiv Raj

Tips for grads to build a good credit score

Tips for grads to build a good credit score

Rediff.com7 Jun 2016

Building your credit from scratch during your post-graduation years is a good idea because it gives you the opportunity to build a solid foundation for your credit history. Here's how to go about with it.

Don't mix insurance with investment! Here's why

Don't mix insurance with investment! Here's why

Rediff.com2 Jun 2016

One might wonder what's wrong if one were to get the best of both worlds by buying one product. There are basically two problems... cautions Rajiv Raj

Should you go for higher credit limit?

Should you go for higher credit limit?

Rediff.com31 May 2016

Read on to understand the pros and cons of higher credit limit

5 tips to make the most of your credit card

5 tips to make the most of your credit card

Rediff.com30 May 2016

Credit cards are not inherently bad. If used responsibly, they can be a saviour in times of need.

How to get a credit card without a job

How to get a credit card without a job

Rediff.com9 May 2016

Here are 5 ways you can get a credit card even if you do not have a job.

7 steps to understand your credit score

7 steps to understand your credit score

Rediff.com3 May 2016

Your credit score is more than just a number. Here's how you can read and understand its importance.

5 home loan mistakes you must avoid

5 home loan mistakes you must avoid

Rediff.com24 Apr 2016

Here are some of the common mistakes that most home buyers make when it comes to home loans and how to avoid them.

5 simple ways to avoid credit card fraud

5 simple ways to avoid credit card fraud

Rediff.com19 Apr 2016

So how does one protect themselves from misuse of their credit cards? Here are a few helpful suggestions.

What all home loan co-applicants should know

What all home loan co-applicants should know

Rediff.com17 Apr 2016

Before taking the plunge and being a co-applicant, make sure that you are aware of the rights and responsibilities that come with it!

What are contactless credit cards?

What are contactless credit cards?

Rediff.com5 Apr 2016

Here's a simple guide...

Why you should buy a home NOW!

Why you should buy a home NOW!

Rediff.com29 Mar 2016

A fall in home loan rates since last September as well as a few provisions in the Union Budget 2016-17 are working in favour of the home buyers, says Rajiv Raj

How to build a perfect CIBIL score

How to build a perfect CIBIL score

Rediff.com25 Mar 2016

Here's the formula and it is not too difficult to implement.

Resolve to bring up your CIBIL score to 750 this Holi

Resolve to bring up your CIBIL score to 750 this Holi

Rediff.com22 Mar 2016

If you have a CIBIL score that is below the satisfactory level of 750, make a resolution this day of spring to enhance your CIBIL score. Here are some ideas that will give your CIBIL score a boost.

A home loan for everyone

A home loan for everyone

Rediff.com20 Mar 2016

Lenders have lined up a number of home loan products that can fit every aspirant's annual income.

A home loan for everyone

A home loan for everyone

Rediff.com20 Mar 2016

Lenders have lined up a number of home loan products that can fit every aspirant's annual income.

Do you have multiple credit cards? 4 lessons for you

Do you have multiple credit cards? 4 lessons for you

Rediff.com15 Mar 2016

If you are the owner of multiple credit cards, here are some dos and don'ts you need to know about credit card management.

Should you prepay your home loan?

Should you prepay your home loan?

Rediff.com14 Mar 2016

Just in case you have surplus funds and are thinking about it, here are some pros and cons you must know...

Are you ready for a home loan?

Are you ready for a home loan?

Rediff.com11 Mar 2016

Find out with this five-point checklist

6 ways women can save money for retirement

6 ways women can save money for retirement

Rediff.com8 Mar 2016

Women are multitasking and management queens. The pointers here can easily be managed by all women along with juggling their current tasks at hand. Superheroes are fictional whereas superwomen are real. They are all around us!

The cheapest emergency loan for you!

The cheapest emergency loan for you!

Rediff.com4 Mar 2016

A top-up loan could come to your rescue in an emergency. Here's why

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